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  • Who Files the Most Insurance Claims

    Filed under General Facts
    Mar 10

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    Who Files the Most Insurance Claims? Men or Women?

    The Battle of the Sexes – Do Men Really File More Auto Insurance Claims Than Women?

    Well, I hate to break it up to you… but According to the National Highway Traffic Safety Administration’s 2004 Early Edition Report, male drivers were involved in 27,000 more fatal accidents, 432,000 more injury crashes and 1,369,000 more property-damaged incidents than female drivers – which inevitably equated to 1,828,000 more insurance claims in a single a year.

    Sorry guys, the ladies win.

    And it’s not just male drivers between the ages of 18-24 that are making these insurance claims – it’s men of all ages.

    “By nature, men are generally more aggressive and tend to engage in riskier driving practices, such as not wearing their seat belt, speeding and driving under the influence,” says Ohio insurance agent, Brad Vermillion. “Men also typically drive more miles than women do over the course of their lifetime, which increases their risk of being involved in an accident and the amount of auto insurance claims they could potentially file.

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