Practical Car Insurance

Time plays a big part.
Even with all these new preventive measures, accidents are still happening. This is why the focus has turned to on which days and at what time accidents are occurring. According to the NHTSA, Saturday and Sundays nights between Midnight and 3 a.m. are the deadliest 3-hours on the road, with a total of 2,451 fatal crashes in 2004, seventy-six percent of these accidents involved alcohol.

So you now know what time of day to try and avoid, but do you know that time of year? The Early Edition Report indicates that August topped the charts with the most fatal crashes in one month and December had the most overall automobile accidents, totaling 601,000- something to keep in mind during your vacation and holiday travels!

Your car can affect your car accident.
The vehicle you drive can also play a large role in your car accident. Passenger cars and light trucks accounted for nearly 95 percent of the 11 million vehicles involved in motor vehicle crashes in 2004. Large trucks only accounted for 15 percent of the vehicle accidents. In addition, we saw an increase in vehicles rolling over during an accident. Of the vehicles that rolled over, utility vehicles presented the highest rate at 36.2 percent in fatal crashes, 9.6 percent in injury crashes and 2.4 in property-damage-only-crashes. Regardless of the crash severity, the majority of these accidents occurred during daylight, in normal weather conditions, while the vehicle was going straight.

by: Christine Zafra

Mishaps can happen anytime and to anyone—no one is exempted to this rule. If you have a kid with you most of the time, perhaps your kid requesting some joy ride from “mommy” or “daddy”, then might as well install some child safety measures.

A lot of children die from car accidents because of faulty installations. Yes, that’s true according to the NHTSA or the National Highway Traffic System Administration. One way you can reduce the probability of your child getting a serious injury or die in an accident is to install child safety mirrors. Yes, the mirrors are the ones that reflect back the image of the child to your own rear view mirror. You can easily see them and vice versa,

Photo taken from http://www.parentproducts.com